Marianas Business Journal

General

Glimpses of Guam Inc., publisher of The Marianas Business Journal Online, and its affiliates are committed to maintaining the privacy of personal information that you provide to us when using The Marianas Business Journal Online (hereafter referred to as the "Online Journal"). This Privacy Policy describes how we treat personal information received about you when you visit or subscribe to the Online Journal.

We may make content or services from other Web sites including our affiliated or co-branded Web sites available to you from links located on the Online Journal. These other Web sites are not subject to this Privacy Policy. We recommend that you review the privacy policy at each such Web site to determine how that site protects your privacy.

Information We Collect

General:

When you register, and at other times, we will collect personally identifiable information from you that may include your name, age, address, e-mail address, credit-card number and facts about your computers, profession, investing habits and similar information. We do not, however, knowingly collect personal information from children under the age of thirteen.

Surveys:

We may conduct occasional online surveys. For example, when you're within our Web site, you may see a pop-up window offering you the optional opportunity of participating in a survey. These surveys are entirely voluntary and you may easily decline to participate.

Web Site Usage Information:

We automatically collect IP addresses and Web site usage information from you when you visit our Web site. This information helps us evaluate how our visitors and subscribers use and navigate our Web sites, including the number and frequency of visitors and subscribers to each Web page, and the length of their visits.

How We Use Information Collected

We may use information in the following ways:

• For the purposes for which you specifically provided the information including, for example, to enable us to process, validate and verify subscriptions.
• To send you e-mail notifications about our new or existing products and services, special offers, or to otherwise contact you.
• To enhance existing features or develop new features, products and services.
• To provide advertisers and other third parties with aggregate information about our user base and usage patterns.
• To allow us to personalize the content and advertising that you and others see based on personal characteristics or preferences.
  We may combine the information that we collect from you on this Web site with information that you provide to us in connection with your use of our other products, services and Web sites.

We may hire other companies to perform services on our behalf including, without limitation, facilitating some aspects of our web site, sending e-mail, and fulfilling purchase requests. These other companies may be supplied with or have access to your personally identifiable information solely for the purpose of providing these services to us or on our behalf.

We use third parties, called third-party ad servers or ad networks, to deliver ads to you on our behalf. These third-party ad servers may be supplied with or have access to your personally identifiable information solely for the purpose of providing these services to us or on our behalf. They also may also collect and use non-personally identifiable information about your visits to this and other web sites in order to present advertisements that may be of interest to you.

Except as specifically set forth in this Privacy Policy, we will not share your personally identifiable information outside of Glimpses of Guam unless you "opt in" to having your personally identifiable information shared with a company that is not affiliated with us.

We may disclose and use personally identifiable information in special circumstances where it is necessary to enforce our Subscriber Agreement or Terms of Use (for example, when necessary to protect our intellectual property rights). We may also disclose or use your personal information when we, in good faith, believe that the law requires us to do so.

Third-Party Subscriptions

If your access to the Online Journal is provided by a third party as part of your subscription to that third party's services, or by your employer pursuant to a site license (hereafter, each referred to as a "Subscription Provider"), we may receive personally identifiable information about you from your Subscription Provider. We also may disclose your personally identifiable information to your Subscription Provider in connection with supplying it with user and usage information.

Cookies and Web Beacons

We employ cookie technology to help visitors and subscribers move faster through our site. When you sign on to our Web site or take advantage of several key features, we may pass cookies to your computer. A cookie is a string of information that is sent by a Web site and stored on your hard drive or temporarily in your computer's memory.

MBJGUAM.net Ads

When you view an ad for the Online Journal on other sites, our third-party advertising company may place or recognize a unique cookie on your browser. The Online Journal and its advertising company may also use Web beacons (invisible images often referred to as pixel tags or clear GIFs) to note which Online Journal pages you visit after viewing our ads. The information that is collected through the use of these images is not personally identifiable and is used only to track response to our advertising efforts.

Security

The personally identifiable information we collect about you is stored in limited access servers. We will maintain safeguards to protect the security of these servers and your personally identifiable information.

Review and Correction

You may review and update the personally identifiable information/registration information that you have provided by going to the Customer Account Information or contacting Customer Service support@mbjguam.net.

Policy Modifications

We may change this Privacy Policy from time to time. We will post any changes here, so be sure to check back periodically.

Transfer to U.S. or Other Countries

Your information may be stored and processed in the United States or any other country where Glimpses of Guam has facilities, and by subscribing to our services, you consent to the transfer of information outside of your country.

This policy was last updated on May 31,2004.